Fees and Insurance
Currently the only vision plans we participate with are VSP and UHC Community/March Vision. We accept most medical insurance plans. The refraction portion of the exam, determining your lens prescription, is not covered by most medical insurance plans, so you will be charged for the refraction.
A copay is a portion of the exam fee, determined by a patient’s insurance coverage, as the patient’s responsibility and must be paid before the exam begins. Though a patient may pay a percentage of their salary for health benefits, this fee is required by the insurance company to be paid by the patient to the doctor, before any other benefits will be paid out. By law copays cannot be waived.
A deductible is the amount that a patient must pay to a provider before benefits will be paid by the insurance company. Once the deductible has been met a patient no longer has any out of pocket medical expenses. For example, If someone has a medical plan with a $500 deductible, the patient must pay the first $500 in charges before the insurance company will pay out the rest of the benefit.